Mintaka exists because the personal finance apps out there weren't good enough.
The popular ones — YNAB, Monarch, Copilot — charge $100+/year, require account creation, and depend on Plaid to connect to banks. That's fine if you're in the US with mainstream banks. But if you manage money across currencies, use banks outside the US, or simply prefer to control your own data, the options get thin fast.
The cheap or free ones are either ad-supported (which means they monetize your financial data), abandoned, or have UX from 2015.
So Mintaka was built to fill that gap.
Private, fast, well-designed, and genuinely useful without a subscription. Your data stays on your device and in your iCloud — no servers, no accounts, no one looking at your transactions. The free tier includes budgets, scheduled transactions, tags, and import — features that others put behind a paywall.
Pro exists for power users who need multi-currency, investment tracking, full reports, and forecast. It costs less than a coffee per month.
Why "Mintaka"?
Mintaka is one of the three stars in Orion's Belt — the westernmost one, sitting right on the celestial equator. Its name means "the belt." For thousands of years, navigators used it to orient themselves. In your financial life, you need a fixed reference too. Something reliable, clear, and always there.
That's the ambition. Not to be the flashiest finance app, but to be the one you trust.
Questions, feedback, or just want to say hi? Reach out at hello@mintaka.money