Terms of Service
Last updated: 1 de marzo de 2026
These Terms of Service (“Terms”) govern your use of Mintaka, a personal finance app available on iOS. By downloading or using Mintaka, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, do not access or use the app.
1. Acceptance of Terms
By downloading or using Mintaka, you agree to these Terms of Service. If you do not agree to these Terms, you must not use the app.
Mintaka may update these Terms from time to time. Continued use of the app constitutes acceptance of the most recent version of the Terms.
2. Description of Service
Mintaka is a personal finance application designed to help users track and manage financial information on iOS. Features may evolve over time. The app and its services are provided “as is” without warranties of any kind.
3. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use Mintaka. The app is not intended for children under this age.
4. User Responsibilities
You are responsible for the accuracy of any information you enter in the app and for maintaining access to your Apple ID and device security. You must ensure your iCloud account is properly configured.
Mintaka does not provide financial, investment, tax, or legal advice. You are solely responsible for any actions or decisions made based on information tracked within the app.
Mintaka is a tool to facilitate financial record-keeping. Always consult a qualified professional for financial decisions.
5. Subscriptions and Payments
Mintaka Pro is offered as an auto-renewable subscription through Apple’s App Store. Payments are processed by Apple.
Subscription management, cancellation, and refunds are handled by Apple in accordance with Apple’s policies.
Pricing may change in the future. Please review Apple’s terms for further details.
6. Data and Privacy
Mintaka stores financial data locally on your device and via iCloud. Mintaka does not operate external servers for financial data storage at launch.
For information on how we handle your data, please refer to our Privacy Policy.
Access the Privacy Policy at the designated app or website location.
7. Third-Party Services
Mintaka may rely on third-party services such as Apple infrastructure and analytics providers. We are not responsible for the availability, security, or privacy policies of third-party services.
8. No Financial Advice Disclaimer
Mintaka is a tool for organizing and tracking financial data only.
The app does not provide professional financial, investment, tax, or legal advice.
You should consult qualified professionals before making any financial decisions.
9. Limitation of Liability
To the maximum extent permitted by law, Mintaka and its operators are not liable for any financial losses, data loss due to device failure, iCloud service interruptions, or user-entered data errors.
Mintaka provides the service “as is” and without warranties of any kind.
Your use of Mintaka is at your own risk.
10. Service Availability
We reserve the right to modify, change, or discontinue any feature or aspect of Mintaka at any time, without prior notice.
11. Termination
You may cease using Mintaka at any time. Mintaka reserves the right to suspend or terminate access to the app in cases of misuse or violation of these Terms.
12. Governing Law
These Terms are governed by the laws of the jurisdiction in which Mintaka operates. If you reside outside this jurisdiction, additional local laws may apply.
13. Changes to Terms
Mintaka may update these Terms occasionally. Continued use of the app after changes are made constitutes acceptance of the updated Terms.
14. Contact Information
If you have questions or need to contact us regarding these Terms, please email us at hello@mintaka.money.